•Loans as low as 2.74%

• New Cars as low as 2.74%
• Used Cars as low as 3.74%
• Boats & RV's as low as 8.25%
• Shares Pledged 3.50%
• Signature Loans 11.74%
• Home Equity as low as 4.49%
• VISA fixed rate, no fees 12.9%
• No Fee ARM Loans as low as 3.50%

•Savings & Checking*

• Share Savings - .10% APY
  Quarterly dividend; $25 minimum to open; $250 minimum to earn dividend
• Christmas Club - .50% APY
  Yearly dividend, $10.00 minimum
• IRA Savings - .50% APY
  Quarterly dividend, $250.00 minimum
• Share Draft Checking - .10% APY
  Monthly dividend; $250.00 Average Daily Balance

•Share Certificates (CD's)* **

• 6 month   - 0.25% APY
• 12 month - 0.25% APY
• 18 month - 0.50% APY
• 24 month - 0.75% APY
• 36 month - 1.00% APY
• 48 month - 1.50% APY
• 60 month - 1.75% APY
  Dividends paid at maturity
  $1,000.00 minimum

The above rates are accurate as of 10/18/2011 and are subject to change at any time.

* Fees could reduce earnings on Share Certificates.
** Early withdrawl penalty applies for Share Certificates.

CALL FOR ALL OUR CURRENT RATES! (440) 933-2524